paypal is a very known payment processor but if you violate these term of acceptable use of there policies... your account will be frozen. specially the highlights words. once you caught in there reviews account will be limited permanently...and the money will be hold for 180 days so that is s*cks..this is bases only on my experience in paypal...i have 2 account frozen until this time and the funds will be held for 6 months..Wouldn't be hard these days.. You can get those PayPal machines from office works that take cc for about $60.